$45,000
Be your own boss, low overhead-run from home. Lawn care business in South Surrey since 1997. Serving affluent neighbourhood. Regular, loyal clients many that pre-pay for services in the winter for the following spring. Lawn care products are biodegradable and naturally break down with the aid of sun, water and soil. Includes truck, equipment, computer software. All assets owned. Average sales of $95,0000
Check out more here
Saturday, October 17, 2009
SOLD The DISTRICT - Vancouver condos
Building 1 is Sold Out! Building 2 suites start from $239,900.
It's been a great three weeks since sales started at District. Building 1 is now sold out and they recently started selling Building 2! Priced from just $239,900, they expect Building 2 to also sell very quickly. Did you see the article in the Vancouver Sun on the weekend? "Competitively priced and conveniently located.." Metro also reported today "Suite demand high at District".
Brand new concrete construction, amazing finishings, all in a location that's second to none.... find out why we're the buzz around town!
Pricing
Studios - starting from $239,900*1 bedrooms - starting from $274,900*2 bedrooms - starting from $399,900**Effective as of October 15, 2009.
Prices do not include applicable GST and/or (proposed) HST, and are subject to change without notice. The purchase price includes one parking stall (**excluding studios) and one storage locker. Please refer to the disclosure statement. E.&O.E.
It's been a great three weeks since sales started at District. Building 1 is now sold out and they recently started selling Building 2! Priced from just $239,900, they expect Building 2 to also sell very quickly. Did you see the article in the Vancouver Sun on the weekend? "Competitively priced and conveniently located.." Metro also reported today "Suite demand high at District".
Brand new concrete construction, amazing finishings, all in a location that's second to none.... find out why we're the buzz around town!
Pricing
Studios - starting from $239,900*1 bedrooms - starting from $274,900*2 bedrooms - starting from $399,900**Effective as of October 15, 2009.
Prices do not include applicable GST and/or (proposed) HST, and are subject to change without notice. The purchase price includes one parking stall (**excluding studios) and one storage locker. Please refer to the disclosure statement. E.&O.E.
Monday, October 12, 2009
Happy Thanksgiving
Happy Thanksgiving! Hoping your day is filled with good food, loved ones, and happy times.
Thanksgiving 8000 calorie poem
May your stuffing be tasty, May your turkey plump, May your potatoes and gravy have nary a lump. May your yams be delicious and your pies take the prize, and may your Thanksgiving dinner stay off your thighs! - Unknown
The funny thing about Thanksgiving, or any huge meal, is that you spend 12 hours shopping for it and then chopping and cooking and braising and blanching. Then it takes 20 minutes to eat it and everybody sort of sits around in a food coma, and then it takes four hours to clean it up. ~Ted Allen
If you count all your assets, you always show a profit. ~Robert Quillen
Thanksgiving 8000 calorie poem
May your stuffing be tasty, May your turkey plump, May your potatoes and gravy have nary a lump. May your yams be delicious and your pies take the prize, and may your Thanksgiving dinner stay off your thighs! - Unknown
The funny thing about Thanksgiving, or any huge meal, is that you spend 12 hours shopping for it and then chopping and cooking and braising and blanching. Then it takes 20 minutes to eat it and everybody sort of sits around in a food coma, and then it takes four hours to clean it up. ~Ted Allen
If you count all your assets, you always show a profit. ~Robert Quillen
Furnace inspection.
When we're down in the basement, we usually walk past the furnace without giving it a second thought -- until the weather changes and it’s time to turn it on! Having your furnace checked out by a licensed technician will ensure confidence when the time comes to fire it up.
The last thing you want is for your heat to fail on the coldest night of the year when service calls cost a fortune so treat your furnace like your car and have it maintained on a regular basis. An annual inspection which covers the motor, fan, burner, heat exchanger and thermostat will help you avoid costly repairs.
Give your furnace a quick visual inspection from time to time and make sure you clean or replace your furnace filters regularly as dirty air filters block air flow which causes the system to work overtime. Also, keep the area around the furnace clear of obstructions and never store any kind of flammable material nearby.
An efficiently running furnace will reduce heating costs but there are other easy ways to save money. Seal up air leaks with caulk or weather strips and always open your drapes on sunny days and close them at night to keep the heat in. The easiest way to save though is to turn down the thermostat and add an extra layer of clothing!
Regular maintenance will increase efficiency, reduce energy use and prevent general wear and tear. Having your furnace serviced so it works at its optimum performance level is more of an investment than an expense as it'll keep your hard earned cash where it belongs -- in your wallet!
The last thing you want is for your heat to fail on the coldest night of the year when service calls cost a fortune so treat your furnace like your car and have it maintained on a regular basis. An annual inspection which covers the motor, fan, burner, heat exchanger and thermostat will help you avoid costly repairs.
Give your furnace a quick visual inspection from time to time and make sure you clean or replace your furnace filters regularly as dirty air filters block air flow which causes the system to work overtime. Also, keep the area around the furnace clear of obstructions and never store any kind of flammable material nearby.
An efficiently running furnace will reduce heating costs but there are other easy ways to save money. Seal up air leaks with caulk or weather strips and always open your drapes on sunny days and close them at night to keep the heat in. The easiest way to save though is to turn down the thermostat and add an extra layer of clothing!
Regular maintenance will increase efficiency, reduce energy use and prevent general wear and tear. Having your furnace serviced so it works at its optimum performance level is more of an investment than an expense as it'll keep your hard earned cash where it belongs -- in your wallet!
Thursday, October 8, 2009
Surrey launches new fire safety and prevention program
Surrey launches new fire safety and prevention program called Home Safe !!
Surrey residents can now request a complimentary home safety inspection and if they need it, receive a smoke alarm installed for free by Surrey's Fire Service. An inspector will come with a checklist looking for ordinary hazards such as a non-functioning smoke alarm, obvious cooking and smoking hazards i.e. candles, heating appliances too close to combustibles and so on. The checklist constitutes only "recommendations" to the recipient and will not be enforceable or cause liability to the occupant. If no smoke alarm is present, upon signing a waiver release form, the occupant can receive a free installation of a battery powered alarm. Surrey's Fire Service wants to reduce the number of residential home fires, which have steadily increased over the last two decades, putting children and seniors at much greater risk as they are twice as likely to be seriously injured or die in a house fire than any other age group. This is terrific information to share with clients, who in turn can share it with friends and family. This is also valuable information for landlords. To receive a complimentary Home Fire Safety Inspection, call 604.543.6780 or go to www.fire.surrey.ca.
Surrey residents can now request a complimentary home safety inspection and if they need it, receive a smoke alarm installed for free by Surrey's Fire Service. An inspector will come with a checklist looking for ordinary hazards such as a non-functioning smoke alarm, obvious cooking and smoking hazards i.e. candles, heating appliances too close to combustibles and so on. The checklist constitutes only "recommendations" to the recipient and will not be enforceable or cause liability to the occupant. If no smoke alarm is present, upon signing a waiver release form, the occupant can receive a free installation of a battery powered alarm. Surrey's Fire Service wants to reduce the number of residential home fires, which have steadily increased over the last two decades, putting children and seniors at much greater risk as they are twice as likely to be seriously injured or die in a house fire than any other age group. This is terrific information to share with clients, who in turn can share it with friends and family. This is also valuable information for landlords. To receive a complimentary Home Fire Safety Inspection, call 604.543.6780 or go to www.fire.surrey.ca.
Examining No-Frill Mortgage Products
While No-Frills mortgage products typically offer a lower – or more discounted – interest rate when compared with many other available products, the lower rate is really their only perk.This type of product will only seem ideal for you if you have no plans to take advantage of benefits that will help you pay off your mortgage faster – such as pre-payment privileges including lump-sum payments.Essentially, this product is only ideal for: first-time homebuyers who want fixed payments and have limited opportunities to make lump-sum payments during the first five years of their mortgage; and property investors who need a low fixed rate and are not concerned with making lump-sum payments.
No-Frills products also won’t let you take your mortgage with you if you purchase another property before your mortgage term is up – ie, portability is not an option with this product. Portability is an important option that could save you money over the long term if the home of your dreams is within your reach before your mortgage term is up and rates have risen, which they have a tendency to do over a five-year period.
It’s understanding why these products may seem appealing. After all, during tougher economic times who has the extra cash to put down a huge lump-sum payment? And who needs a portable mortgage if they’re not planning on moving until the market picks up? But it’s important to remember that a lot can change over the course of five years – or whatever term you choose for your mortgage.
The thing is, you can still obtain great mortgage savings without giving up the perks of traditional mortgages. For starters, many lenders are willing to offer significant discounts if you opt for a 30-day “quick” close.There are, however, other ways in which to earn your own discounts. For instance, by switching to weekly or bi-weekly mortgage payments, and by obtaining a variable-rate mortgage but increasing your payments to match those of the going five-year fixed rate, you’ll be ahead of the typical 0.1% discount of a No-Frills product within approximately three years.
No-Frills products represent a great example of why interest rates are not the only important factor to consider when deciding whether to opt for a particular mortgage product. Much like buying a car, you get what you pay for. If you don’t want a car with air conditioning, a stereo, a cup holder, and so on, then you can get the cheapest car going… but you’ll likely regret it later.
Courtesy Joanne Vickery- Dominion Lending
No-Frills products also won’t let you take your mortgage with you if you purchase another property before your mortgage term is up – ie, portability is not an option with this product. Portability is an important option that could save you money over the long term if the home of your dreams is within your reach before your mortgage term is up and rates have risen, which they have a tendency to do over a five-year period.
It’s understanding why these products may seem appealing. After all, during tougher economic times who has the extra cash to put down a huge lump-sum payment? And who needs a portable mortgage if they’re not planning on moving until the market picks up? But it’s important to remember that a lot can change over the course of five years – or whatever term you choose for your mortgage.
The thing is, you can still obtain great mortgage savings without giving up the perks of traditional mortgages. For starters, many lenders are willing to offer significant discounts if you opt for a 30-day “quick” close.There are, however, other ways in which to earn your own discounts. For instance, by switching to weekly or bi-weekly mortgage payments, and by obtaining a variable-rate mortgage but increasing your payments to match those of the going five-year fixed rate, you’ll be ahead of the typical 0.1% discount of a No-Frills product within approximately three years.
No-Frills products represent a great example of why interest rates are not the only important factor to consider when deciding whether to opt for a particular mortgage product. Much like buying a car, you get what you pay for. If you don’t want a car with air conditioning, a stereo, a cup holder, and so on, then you can get the cheapest car going… but you’ll likely regret it later.
Courtesy Joanne Vickery- Dominion Lending
Friday, October 2, 2009
it's Time to Buy!
The market is picking up but some buyers are still hesitant to buy, the number one reason we have been hearing is that they believe the market is still going to drop lower. The housing prices may in fact drop lower but there is definitely not a lot of hope for mortgage rates to drop any lower. Some buyers don't give a lot of thought to mortgage rates but consider this:
A $350,000 mortgage 2 years ago at the best 5 year fixed rate, over 35 years would have cost $1910.26 approximately per month. Now a $450,000 mortgage with the same conditions cost $1923.41 per month.
A mortgage of $100,000 more will cost them the same amount per month! So yes, housing prices may drop but with interest rates so low it may cost them less per month if they were to buy now rather then wait till housing prices drop and mortgage rates to increase!
Cheaper home prices doesn't always mean monthly affordability. Get pre-approved, it costs nothing, saves time, there is no obligation and it locks in the rate, if rates go down you would receive that rate, but if rates go up........you are still secured at the lower rate!.
A $350,000 mortgage 2 years ago at the best 5 year fixed rate, over 35 years would have cost $1910.26 approximately per month. Now a $450,000 mortgage with the same conditions cost $1923.41 per month.
A mortgage of $100,000 more will cost them the same amount per month! So yes, housing prices may drop but with interest rates so low it may cost them less per month if they were to buy now rather then wait till housing prices drop and mortgage rates to increase!
Cheaper home prices doesn't always mean monthly affordability. Get pre-approved, it costs nothing, saves time, there is no obligation and it locks in the rate, if rates go down you would receive that rate, but if rates go up........you are still secured at the lower rate!.
Thursday, October 1, 2009
Maintaining your home
For most Canadians, their home is their most important investment – it’s where your family spends a lot of time, so keeping it healthy, well tended and safe is important. A regular schedule of seasonal maintenance and repairs can help you protect your investment by putting a stop to the most common and costly problems before they occur. Canada Mortgage and Housing Corporation (CMHC) offers many suggestions on a variety of topics related to home maintenance on the following website: www.cmhc.ca/en/co
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